The New Rule That Changes Everything

From July 2026: all rental deposits and payments must go through bank accounts. Cash no longer acceptable. Aims at transparency, tax compliance and tenant protection.

What Changes

Rent: bank transfer only (no cash). Deposit: on separate/designated account. Bank receipts as proof for disputes and tax returns. Tax return mandatory for all residents 25+ since 2026.

The section on "The New Rule That Changes Everything" was the most valuable for us. We couldn't find this information anywhere else before our move. It saved us a lot of time and hassle.

– Business owner from Cologne, in Nicosia since 2024

What It Means

Tenants: set up standing order, keep all receipts. Landlords: designated account for rent, deposit on separate account, declare all income. CMC ensures correct implementation.

Why It's Positive

More tenant protection (documented deposit). More transparency for landlords (clear income proof). Less black market. For serious landlords and tenants: bank transfer was standard anyway.

Rental Deposits and Income via Bank from

Topics: The New Rule That Changes Everything, What Changes, What It Means

CMC Practical Tip

The New Rule That Changes Everything From July 2026: all rental deposits and payments must go through bank accounts.

Frequently Asked Questions

When does it start?

July 2026. Existing contracts: switch to bank transfer recommended. New contracts: mandatory.

Must I transfer rent instead of cash?

From July 2026: yes, mandatory. Already recommended now for proof and tax purposes.

What about my deposit?

Must be paid into designated bank account. Implementation details forthcoming. CMC will inform clients.

Affects holiday rental owners?

Yes – all rental income via bank. Airbnb/Booking.com: already by transfer. Direct rental: specify bank transfer.

How CMC Supports You

At CMC Certus Management Consultants, we are here for you – not only for tax and legal questions, but also for all practical topics of everyday life in Cyprus. Our team in Larnaca and Pafos knows the local conditions first-hand.

As your local contact, we handle: company formation and management, tax advisory and Non-Dom applications, ongoing bookkeeping and tax returns, support with authorities, and referrals to estate agents, lawyers, doctors and tradespeople.

Further Reading